No. The form collects the same information an accountant would ask you for —
without the $450–$600 fee.

Most people finish in 5–10 minutes. There are only 15 simple questions, and you
can save progress anytime.

Once the ATO approves your variation (usually within 28 days), they notify your employer. Your employer then adjusts your withholding, and you’ll see the change in your next available pay cycle.

It depends on your income and property details, but many investors see $200–$300 a
week back into their pay

You can lodge a new variation anytime during the year. Each submission is $125, even for
mid-year changes.

Yes. Variations only last for the current financial year. We’ll send you reminders each
April–June so you never miss out.

Yes. All your information is stored securely, encrypted, and only used to generate your
ATO variation form.

That’s normal. Variations are based on estimates. Any differences are balanced when
you do your regular tax return

Yes. Our system handles multiple properties easily, whether you own one or several.

That’s fine — many users still prefer this option to save on fees and speed up the
process. You don’t need an accountant to lodge a variation.

All you need to do is submit the annual figures. The system will automatically pro-rata the correct figures once you insert the actual dayes the property would be available for rent. In other words, if you rent out the property for say half the year, the system will automatically calculate half of the annual deductions.

Same answer as the above. All you do is insert what would be the annual figures. The sustem will adjust it to accurately reflect only the time you owned the property and that iot was available for rent.

A PAYG Tax Withholding application is merely your best estimate of the financial year ahead. All you can do is your best effort. However you do need to ensure the figures are within a close range of rerality. Only at tax time, when your accountant does your tax return do you require final and exact figures. However you do this anyway every year.

Capital Works is a “non-cash” (i.e.you don’t really pay for it) tax deduction at 2.5% per year over 40 years for the building structure.


Depreciation is another non-cash tax deduction for the decline in value of the internal, non fixed depreciation items such as blinds and carpets. These are depreciated at a faster rate than the building – usually over 8 years or less.


To get the exact figures to satisfy youyr accountnant at tax time and the ATO, you need to get a Quanity Surveyors report. However, for the purposes of this tax variation, it is ok to use a good estimate. A link is provided on this app at the appropriate section to give you an instant accurate estimate – and also to order your final formal quantity suyveyors report befor tax time come around.

The ATO needs to know your approximate taxable income. If your wage is say $100,000 and you salary sacrifice $10,000 of it, your real taxable income is only $90,000

Anyone who is a wage/salary earner with a negative geared property. It is more effective in managing your cash flow if you collect your annual tax rebate each pay day, rather than wait until tax time, 12 to 18 months later. If you get your cash in hand sooner, not later, it helps cash flow, pays off loans faster and can change a property from negative cash flow to positive cash flow.

Typically, the biggest dedutions are interest, Capital Works and Depreciation (decline in value). However that’s not always the case. It depends on circumstances.

No, there are no staff involved. This is just an app where all questions are answered on the app itself.

All of the required information would be at your fingertips. However we have included thought bubbles next to the trickier questions e.g. to ensure you insert interest only in the interest question, not principle and interest. Another example is the explanation of Capital Works and Depreciation (decline in value) at the appropriate spot on the form